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Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Is Amex Delta Skylines Card feasible with Bankruptcy?

I checked out creditboards.com and I looked for the amex delta. It seems like bankruptcy is an issue with them regardless of score. Let me know if someone else has any experience getting this card with a bankruptcy on your report.
 
My BK will be 2 years out in Oct. Everything else is clean on my report minus a collection on TU showing paid.
 
MyFico Scores:
TransUnion: 557
Equifax: 653
Experian: 642
 
If it doesn't look good for getting this card, which other Amex would I possibly be able to get?
I just have 3 starter cards with annual fees and no lates at the moment.
 
I'm also looking to get a house. Would it be safe to apply after I get pre-approved?
 
A lot of questions, but thanks in advance.
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Registered: ‎03-29-2007
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

I would say you have a 50/50 chance.
Regular Contributor
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

It might be worth a shot then. How about the house situation?
Should I wait untill after i get pre-approved for the house?
Moderator Emeritus
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Apply now before you start the house buying process.
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

thanks!
 
should i try the gold or plat?
Moderator Emeritus
Posts: 6,182
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Gold
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Well..............
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.
Oh well, that's my first pull in over 3 months. That shouldn't hurt my score any.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

:smileysad:
 
That's BS.. several people have been approved with BK. Don't give up. Try recon:
 
1-888-826-3471

American Express
P.O. Box 31525
Salt Lake City, UT 84131
ATTN: Reconsideration Request

Phone: 800.962.7227
Fax: 801.945.2884
18002976197 - Executive Offices
Senior Contributor
Posts: 4,635
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

[ Edited ]


Bruiser wrote:
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.


Did you BK an AMEX CC?


Message Edited by Noah_Bodie on 06-19-2007 10:49 PM
Regular Contributor
Posts: 211
Registered: ‎04-11-2007
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Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

nope, I've never had an Amex
 
I bk'd a household bank, but they gave me a card again,... :smileyvery-happy:
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