Reply
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Is Amex Delta Skylines Card feasible with Bankruptcy?

I checked out creditboards.com and I looked for the amex delta. It seems like bankruptcy is an issue with them regardless of score. Let me know if someone else has any experience getting this card with a bankruptcy on your report.
 
My BK will be 2 years out in Oct. Everything else is clean on my report minus a collection on TU showing paid.
 
MyFico Scores:
TransUnion: 557
Equifax: 653
Experian: 642
 
If it doesn't look good for getting this card, which other Amex would I possibly be able to get?
I just have 3 starter cards with annual fees and no lates at the moment.
 
I'm also looking to get a house. Would it be safe to apply after I get pre-approved?
 
A lot of questions, but thanks in advance.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

I would say you have a 50/50 chance.
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

It might be worth a shot then. How about the house situation?
Should I wait untill after i get pre-approved for the house?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Apply now before you start the house buying process.
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

thanks!
 
should i try the gold or plat?
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Gold
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Well..............
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.
Oh well, that's my first pull in over 3 months. That shouldn't hurt my score any.
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

:smileysad:
 
That's BS.. several people have been approved with BK. Don't give up. Try recon:
 
1-888-826-3471

American Express
P.O. Box 31525
Salt Lake City, UT 84131
ATTN: Reconsideration Request

Phone: 800.962.7227
Fax: 801.945.2884
18002976197 - Executive Offices
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

[ Edited ]


Bruiser wrote:
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.


Did you BK an AMEX CC?


Message Edited by Noah_Bodie on 06-19-2007 10:49 PM
Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
0

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

nope, I've never had an Amex
 
I bk'd a household bank, but they gave me a card again,... :smileyvery-happy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+