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Is Amex Delta Skylines Card feasible with Bankruptcy?

Regular Contributor

Is Amex Delta Skylines Card feasible with Bankruptcy?

I checked out creditboards.com and I looked for the amex delta. It seems like bankruptcy is an issue with them regardless of score. Let me know if someone else has any experience getting this card with a bankruptcy on your report.
 
My BK will be 2 years out in Oct. Everything else is clean on my report minus a collection on TU showing paid.
 
MyFico Scores:
TransUnion: 557
Equifax: 653
Experian: 642
 
If it doesn't look good for getting this card, which other Amex would I possibly be able to get?
I just have 3 starter cards with annual fees and no lates at the moment.
 
I'm also looking to get a house. Would it be safe to apply after I get pre-approved?
 
A lot of questions, but thanks in advance.
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 1 of 26
25 REPLIES
Moderator Emeritus

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

I would say you have a 50/50 chance.
Message 2 of 26
Regular Contributor

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

It might be worth a shot then. How about the house situation?
Should I wait untill after i get pre-approved for the house?
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 3 of 26
Moderator Emeritus

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Apply now before you start the house buying process.
Message 4 of 26
Regular Contributor

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

thanks!
 
should i try the gold or plat?
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 5 of 26
Moderator Emeritus

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Gold
Message 6 of 26
Regular Contributor

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Well..............
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.
Oh well, that's my first pull in over 3 months. That shouldn't hurt my score any.
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 7 of 26
Moderator Emeritus

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

Smiley Sad
 
That's BS.. several people have been approved with BK. Don't give up. Try recon:
 
1-888-826-3471

American Express
P.O. Box 31525
Salt Lake City, UT 84131
ATTN: Reconsideration Request

Phone: 800.962.7227
Fax: 801.945.2884
18002976197 - Executive Offices
Message 8 of 26
Senior Contributor

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?



Bruiser wrote:
They pulled from Experian.. score 642...yay....but..
Denied due to Bankruptcy.


Did you BK an AMEX CC?


Message Edited by Noah_Bodie on 06-19-2007 10:49 PM
Message 9 of 26
Regular Contributor

Re: Is Amex Delta Skylines Card feasible with Bankruptcy?

nope, I've never had an Amex
 
I bk'd a household bank, but they gave me a card again,... Smiley Very Happy
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 10 of 26