Is Credit.com legit?

[jake619]

Is it just another CK/CS/Quizzle?  Worthwhile?  Thanks.

[guiness56]

Legit as far as what?

They don't have FICO scores.  You can't get your EX FICO anywhere, haven't been able to since Feb 09, except through lenders and a CU in PA.  So if they are saying you are, it isn't legit.

As for the reports, they are another 3rd party and won't have as much as the ones from annualcreditreports.com.

If it is credit monitoring you are looking for, there is a sticky discussing various monitoring services and their costs.

[Croselx]

It is like those other sites you mentioned. It is a useful to 'monitor' your overall profile when you are not actively doing changes (such as if you are rebuilding) as it only updates once per month.