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Is legit?

Frequent Contributor

Is legit?

Is it just another CK/CS/Quizzle?  Worthwhile?  Thanks.

GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.

Minor vulgarity edit --Rev

Message 1 of 3
Epic Contributor

Re: Is legit?

Legit as far as what?


They don't have FICO scores.  You can't get your EX FICO anywhere, haven't been able to since Feb 09, except through lenders and a CU in PA.  So if they are saying you are, it isn't legit.


As for the reports, they are another 3rd party and won't have as much as the ones from


If it is credit monitoring you are looking for, there is a sticky discussing various monitoring services and their costs.

Message 2 of 3

Re: Is legit?

It is like those other sites you mentioned. It is a useful to 'monitor' your overall profile when you are not actively doing changes (such as if you are rebuilding) as it only updates once per month.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries
Message 3 of 3