01-26-2013 09:42 PM
Is it just another CK/CS/Quizzle? Worthwhile? Thanks.
Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
01-27-2013 07:18 AM
Legit as far as what?
They don't have FICO scores. You can't get your EX FICO anywhere, haven't been able to since Feb 09, except through lenders and a CU in PA. So if they are saying you are, it isn't legit.
As for the reports, they are another 3rd party and won't have as much as the ones from annualcreditreports.com.
If it is credit monitoring you are looking for, there is a sticky discussing various monitoring services and their costs.
01-28-2013 07:25 AM
It is like those other sites you mentioned. It is a useful to 'monitor' your overall profile when you are not actively doing changes (such as if you are rebuilding) as it only updates once per month.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO