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Is Fico score and Credit Score different

Super Contributor

Re: Is Fico score and Credit Score different



daytona18 wrote:
I just want to make sure I understand. When a lender uses the middle score, the score he will pull for TU is the one that I can see as my TU score on Truecredit?  The score he will see from EQ is the one I will see on myfico?  If you purchase all three scores through myfico, will they all be correct?


The score you get on TU is NOT a true FICO and a lender will not see it.
 
A lender will use FICO scores (possibly modifies for CCs, or for auto's or for a mortgage).
 
You can get the Real FICO scores from MyFICO
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 11 of 13
Regular Contributor

Re: Is Fico score and Credit Score different

Why on earth would a site sposored by TU not give at least a correct TU score?  That's silly.  I know for a fact the EQ score they give is wrong.  That score is much healthier when I look at myfico.  I hope that is the case with all of them.  I just don't want to pay the extra to find out.  LOL.
Message 12 of 13
Super Contributor

Re: Is Fico score and Credit Score different



daytona18 wrote:
Why on earth would a site sposored by TU not give at least a correct TU score? 



I asked them that and they were unable to answer  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 13 of 13