Is Orchard CC considered sub prime?

[Anonymous]

I just recieved a letter soliciting me to get an Orchard CC. Is it considered sub prime? I am trying to work my way into prime cards.

Also- does anyone know the number for Opt Out? I guess I can google it.

[fused]

sub-prime

[demitasse03]

URL: https://www.optoutprescreen.com

Phone: 1–888-567-8688

[Anonymous]

Orchard is about as Sub-Prime as they come.

[Anonymous]

Subprime is like art and porn--all in the eye of the beholder.

If a secured CC is all one can get, it's heaven sent.

Orchard does have some cards with low APRs, one with no annual fee, and the no annual fee black card is purported to require a FICO of 688 or more.

http://www.financeglobe.com/Finance/index.php?db_id=33&p=getdatabasesearch&column=20text&keyword=orc...

[Anonymous]

Thanks. It brings to mind  a post I saw on another thread, why does it seem like when we are ready to get into the 700 club that we start getting all these offers from sub prime cards? I think I saw where someone said that the CRA's report that we are getting ready to get to that level.

PS- it is wierd, I had never even heard of Orchard till this forum, and then I get a solicitation from them.

Thanks all.

[Anonymous]

orchard is subprime, but I really like them. Best subprime card I think