Reply
Contributor
Posts: 76
Registered: ‎03-17-2011
0

Is Score from Equifax.com a FAKO or FICO?

[ Edited ]

I was just reading a post about the difference in FICO and FAKO.

I'm pretty sure the Equifax report i can pull daily is up-to-date since it comes directly from Equifax and i have access to dispute online.

and whenever there's any change on report, the score will change as well.

But is the score i see on Equifax a FAKO of FICO?

 

 Just found out it's not a FICO score unless otherwise indicated, seems incredible sneaky of EQ to have FICO available and not show it as default.

https://help.equifax.com/app/answers/detail/a_id/244/noIntercept/1

 

I will probably get the FICO stanard here instead, but it looks like i can only get either EQ or TU FICO at one time?? Must i pay twice for two different scores?

 

Moderator
Posts: 15,075
Registered: ‎07-14-2009
0

Re: Is Score from Equifax.com a FAKO or FICO?


kchui1028 wrote:

I was just reading a post about the difference in FICO and FAKO.

I'm pretty sure the Equifax report i can pull daily is up-to-date since it comes directly from Equifax and i have access to dispute online.

and whenever there's any change on report, the score will change as well.

But is the score i see on Equifax a FAKO of FICO?

 

 Just found out it's not a FICO score unless otherwise indicated, seems incredible sneaky of EQ to have FICO available and not show it as default.

https://help.equifax.com/app/answers/detail/a_id/244/noIntercept/1

 

I will probably get the FICO standard here instead, but it looks like i can only get either EQ or TU FICO at one time?? Must i pay twice for two different scores?

 


It looks like you already found the answer to that.  Equifax will still sell you a FICO score but you have to look very hard to find it. You can get to it here: www.equifax.com/myfico-products.

 

Here at myFICO you can buy either your EQ or TU scores and reports separately or both at the same time. You might do an internet search first for "myfico discount codes" to save a few dollars. Those discounts though seem to be getting very scarce.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".



Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.