Looks like it's free and lets you freeze TU on/off free. Is this true? Does it require a card to signup?
DaBadBoy does it lock it up just like a real freeze? Or is there a difference between the two?
There is a difference. "Credit Lock" appears to be a service offered by TU. This is seperate from the normal credit freeze you would put on your credit reports.
The lock feature doesn't seem to work for me at this moment :/ Though, it seems to have free ID Theft Insurance for up to $25,000, which is nice, I guess.
I signed up and appears to be working. To lock your TU; on the Dashboard page, scroll down to the Membership Benefits area and click "GO" next to Credit Lock and lock from there. You will receive notifications from other services you may use that it has been locked (wallet hub, credit karma) so that you know it worked.
i signed up about three days ago. Seems to be working. My Creditwise app from Cap1 alerted me that there is a security freeze on my Transunion report after I set it to locked. And yes it is free.