Reply
Regular Contributor
Posts: 197
Registered: ‎06-08-2007
0

Is everything about TRUECREDIT fake and/or wrong?

I tell ya, the whole TrueCredit.com experience has been a joke. From people with fake names answering phones in India to half-a$$ed incomplete reports with fake scores, from questionable billing practices to intentionally hard-to-read fine print on their website, the whole TrueCredit.com thingy has just gotten out of hand and it's time to cancel.

The ONLY thing that was attractive about TrueCredit at first was that you could update both your reports AND your scores every 24 hours, but since those scores are fake numbers based on stale and imcomplete reports, this is a waste of money.

As soon as I can reach an American-based TrueCredit associate with half a brain, I'm going to cancel my membership. Anybody else had enough of their slick, hollow marketing that never delivers?
Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?



CreditHawk wrote:
I tell ya, the whole TrueCredit.com experience has been a joke. From people with fake names answering phones in India to half-a$$ed incomplete reports with fake scores, from questionable billing practices to intentionally hard-to-read fine print on their website, the whole TrueCredit.com thingy has just gotten out of hand and it's time to cancel.

The ONLY thing that was attractive about TrueCredit at first was that you could update both your reports AND your scores every 24 hours, but since those scores are fake numbers based on stale and imcomplete reports, this is a waste of money.

As soon as I can reach an American-based TrueCredit associate with half a brain, I'm going to cancel my membership. Anybody else had enough of their slick, hollow marketing that never delivers?

I cancelled because of the pointless scores.  The guy I taked to thought the Truecredit scores were the real deal, and that FICOs could go from 0 to over 900  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

Forget the scores. The TL's update as fast as the CRA's themselves. You can follow inquiries and posts to your accounts. Cheap. One other thing I've forgotten at the moment.
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

truecredit is my best friend...
Smiley Wink
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?



CreditHawk wrote:
As soon as I can reach an American-based TrueCredit associate with half a brain, I'm going to cancel my membership. Anybody else had enough of their slick, hollow marketing that never delivers?


Not me. I luv TC!
 
If you called to dispute here, 800-493-2392, yeah you get India.
 
Try HQ instead. 866-212-2170. Was on hold perhaps a few minutes, but once they picked up the person I spoke with NEVER put me on hold, knew which end was up, clear coherent English. TC outsources their call center, as most do, but their HQ is in California.
What problems have you encountered with TC?
 
The scores are FAKOs, but anything not a FICO is a FAKO. It's a gauge, not a precise measure. But even FICOs aren't necessarily a precise measure as a lot of industries use their own scoring model.
 
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

Yea.. TC is awesome. There are some issues with the disply format sometimes (EQ mostly). But for daily pulls you couldn't ask for much more.. Just ignore the "advice" and scores.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?



Noah_Bodie wrote:
Buying TC for the scores is like taking a commercial flight for the meal.



You haven't eaten my ex' cooking.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

[ Edited ]


smallfry wrote:
 
You haven't eaten my ex' cooking.


True, but I've eaten Official Boy Scout pancakes--black and crispy on the outside to seal in that yummy, gooey, liquid center.


Message Edited by Noah_Bodie on 06-22-2007 11:05 PM
Frequent Contributor
Posts: 342
Registered: ‎06-16-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

Um TC is awesome! I used TC for daily pulls to B* my TU to 0 Inquiries. Their monitoring sucks, FAKOs are worthless, but the daily pulls and B* are completely worth it.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.