Reply
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

I like true credit for the daily pulls. However, how soon do they update their fakos because I had two collection accounts deleted and an bad account deleted and their score went down 1 point. Has anyone ever heard of this? Also, how soon do they update to FICO?
Frequent Contributor
Posts: 328
Registered: ‎05-18-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?

I'm with most of the others.  I love TC.  Even though their scores are not accurate, they gave me enough of an indication to know when it was time to find out my real score and they apply for my loan.  
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?



cfstr1 wrote:
I like true credit for the daily pulls. However, how soon do they update their fakos because I had two collection accounts deleted and an bad account deleted and their score went down 1 point. Has anyone ever heard of this? Also, how soon do they update to FICO?


With TC, every time you update, you get an updated report and updated FAKOs. There and then.
 
One's FICO score isn't actually stored on one's credit report. It's a snapshot of a moment in time. A still picture of the motion picture that is your credit.
 
If you're a SW subscriber, then I believe your EQ FICO score is stored and when updates hit your EQ report you get a notice providing an update of your FICO score change.
 
Your FICO score isn't a final grade, it's your mid-semester grade. You ask for the it, the professor calculates it based on all work turned in to date, and you get your grade. But fail your next quiz, and your grade might drop.
 
Senior Contributor
Posts: 4,831
Registered: ‎04-20-2007
0

Re: Is everything about TRUECREDIT fake and/or wrong?



db23 wrote:
Um TC is awesome! I used TC for daily pulls to B* my TU to 0 Inquiries. Their monitoring sucks, FAKOs are worthless, but the daily pulls and B* are completely worth it.


TC monitoring is as good as the individual agencies themselves. I haven't seen any errors in updates on TL's. All the payments are posted credit limits and payments are accurate. Great value for the money.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.