Is it better to show Foreclosure or BK

[oldschool]

Does anybody know if it is better to have a foreclosure displayed in your credit report or a bk, they are both essentially correct, it went into foreclosure before rolling into a BK. Obviously I know they are both bad, but does it really matter which one is displayed?

The same question for a collection/charge off, should it also be changed to included in bk?

[Anonymous]

The FC and BK are both major baddies-

You are getting hit for both of them.

If an account should have been IIB - make sure it is reporting that way.