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Is it just me or does EQ get pulled a lot?

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Anonymous
Not applicable

Is it just me or does EQ get pulled a lot?

I have the most inquiries from EQ. 

 

- Discover (surprised they didn't pull TU)

- Comcast

- Verizon Wireless

- My landlord

 

 

TU has 2 for me and EX has 1

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Is it just me or does EQ get pulled a lot?

90% of my inquiries are on EQ but I thought it depended on your area, when I was in the northeast, it seems everyone pulled TU

Message 2 of 11
RYN_55
Established Member

Re: Is it just me or does EQ get pulled a lot?

I guess it depends where. For me it seems they always pull EX.

Starting: 2/3/2015 l EQ: 752 TU: 744 EX: 749
Goal: EQ: 801 TU: 780 EX: 785
Message 3 of 11
App_Addict
Valued Contributor

Re: Is it just me or does EQ get pulled a lot?

They do get pulled alot which is one reason mine is frozen.  More lenders pull (prefer) them over TU and EX.  

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 4 of 11
Aarvard
Established Contributor

Re: Is it just me or does EQ get pulled a lot?


@Anonymous wrote:

I have the most inquiries from EQ. 

 

- Discover (surprised they didn't pull TU)

- Comcast

- Verizon Wireless

- My landlord

 

 

TU has 2 for me and EX has 1


I got 5 inqs on each report Smiley Indifferent. I'm in CA though.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 5 of 11
takeshi74
Senior Contributor

Re: Is it just me or does EQ get pulled a lot?


@Anonymous wrote:

Is it just me or does EQ get pulled a lot?


It's not just you.  It's never just one person.  However, as stated above, even so it does vary.  Some have more inquiries on Experian.

Message 6 of 11
Jamex
Frequent Contributor

Re: Is it just me or does EQ get pulled a lot?

I'm evenly split across all CRAs at 4 INQs, but that was purposeful on my part during an extensive re-building phase where I needed to open a lot of new accounts. I know Amex pulls EX and so did my landlord, DCU is just EQ, and then Barclays is just TU. Citi always wants to see EX as well as EQ, at least for me.

 

Based on what I'm seeing on the credit pulls database, for my part of the country EX is the most likely pull if a creditor doesn't have an exclusive CRA (e.g., Discover). But as always, YMMV.

Starting score 3/30/13: 570s across the board
As of 2/17/18: EX 802 | EQ 809 | TU 811

CSR 34K | Freedom 21K | Marriott 24K | Alaska 21K | Citi Dividend 5.9K | Barclay Rewards MC 15K | DCU Visa 10K | AX SPG 24K | AX PRG NPSL | AX Green NPSL | AX EDP 10K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Message 7 of 11
sobreezy
Contributor

Re: Is it just me or does EQ get pulled a lot?

While applying for a car loan it seemed as though every lender pulled EQ except when they pulled EQ and EX! Good thing I'm not in gardening mode.

MyFako scores EX 594, EQ 553, TU 589 as of 10 Jun 11
myFICO EQ 614 TU 599 EX 644
Goal 700 by March 30 2015
Message 8 of 11
creditFiend
Established Contributor

Re: Is it just me or does EQ get pulled a lot?


@Anonymous wrote:

I have the most inquiries from EQ. 

 

- Discover (surprised they didn't pull TU)

- Comcast

- Verizon Wireless

- My landlord

 

 

TU has 2 for me and EX has 1


Yes.  Beginning last year, seem like my EQ was hit all the time.  Now my EX (6) is even with EQ (6) - thanks to Citi, Amex & Chase end of 2014.

 Only (2) with TU.

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 9 of 11
jhtrico1850
Regular Contributor

Re: Is it just me or does EQ get pulled a lot?

In Georgia, Equifax is dominant. Their headquarters is in Atlanta, that probably has something to do with it.

Message 10 of 11
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