Thanks, Lady_Scarlet,
I'll keep that in mind in the future. I started looking closer at this one b/c I had an AKA on this report that was incorrect, however, the initial matched that of my ex's current wife. After we divorced, we neglected to close out joint accounts. They proceeded to use them and eventually filed for bk. Because I was still listed as a joint holder, the creditors came to me, looking for their money! I couldn't pay their debt on top of what I had so I got a lawyer and filed myself. I have a suspicion that she, the new wife, used my info to open this account as she had access to all of my info in our old tax files, etc. (Yes, she's a slimy lil *&$^*). I was sorta hoping that the CA would answer the DV so I could prove my suspicions! I sent the DV so now I guess I'll just have to wait and see. Thanks for the quick input.