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cmarko wrote:
This is regarding a CC with BOA.
I have several questions:
1. Is the SOL 3 years from the last activity on the acct or from any correspondence such as a Cease & Desist letter?
2. I wrote & signed several Cease & Desist letters to CA, with the last one being on May 10, 2005 - stating my intent to pay back the entire amount on the debt & listed the original account number.
3. Does signing the Cease & Desist now make it a written contract?
4. Can they sue me after May 10, 2008 if they wanted to pursue that action?
Lady_Scarlet wrote:When you included an intention to re-pay you re-set SOL. Any agreement (and that was written and signed by you) does re-set SOL in my opinion -- which is why to CYA in any correspondence one always 'disputes the validity' of the debt.