haulingthescoreup wrote:But if it's up to the creditors to decide whether to report closed accounts, FICO ought to re-look at its use of age of oldest reporting account for scoring and for bucket assignment.
FICO should re-evaluate a lot of things as consumer habits change in relation to the changes the CCCs tempt us with daily. There is limited loyalty on either side to encourage longevity of the relationships ... and FICO hopefully will begin to take this into consideration. 
I am going thru the same thing w/a closed MBNA CC. It stoped reporting about four years ago; I closed it five years ago. I had to resort to sending my old CRs to the CRAs and requested that they re-input the information. I had 38 months of perfect history with this card and could use the history, esp. on TU. I will keep y'all updated when I hear some news.
Starting Score: 469