Hey everyone, I currently have the FICO Quarterly Monitoring product (monitors Transunion only) for $4.95 every 3 months. However I was wondering if I should switch to the FICO 3-Bureau Credit Monitoring for $24.95 (monthly billing), because this product offers monitoring for all 3 credit bureaus. With the FICO Quarterly Monitoring it shows importanbt account indicators such as "date the account was closed/opened", and it gives "payment history" for a few months. But I wanted a more comprehensive/detailed FICO product that lists things such as "date of first delinquency" and things such as the date of when negative items are going to be "removed/expunged" from my credit report. Does FICO 3-Bureau Monitoring offer these things (date of first delinquency information, and the date of credit report expungement of negative items)? The reason I was wondering about this is because the FICO Quarterly Monitoring is not very detailed as it does not mention the date of first delinquency nor does it say when items are scheduled to be removed off credit reports.
