07-08-2012 03:15 PM
07-08-2012 03:17 PM
If you had a service like Score Watch from here, then yes.
Also, the Quarterly Monitoring service (also from here) could give you that REAL FICO score info.
I can see what my scores were month-to-month on other sites as well, but they are FAKOs
07-08-2012 03:23 PM
07-08-2012 06:38 PM
If you purchased from myFICO over a year ago, and didn't save a copy of the report then it's gone. There's no way to pull old reports. If the score referenced was a FAKO and pulled over a year ago, then it's worthless anyway, IMO. In some cases you can have a 50-90 point difference between a FAKO and a FICO when pulled the same day.
07-09-2012 05:00 PM - edited 07-09-2012 05:01 PM
07-10-2012 10:10 AM
You could try using the FICO score simulator and seeing what it says your credit score would be without the derogatory information. The caveat is that in the world of credit reports things are constantly changing as creditors update. So even if you knew what your old score was any other information that has changed such as new accounts, change in utilization, increased age of accounts or any new derogatory information is all going to factor in good and bad and result in a different score from what it was then.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO