07-08-2012 03:15 PM
07-08-2012 03:17 PM
If you had a service like Score Watch from here, then yes.
Also, the Quarterly Monitoring service (also from here) could give you that REAL FICO score info.
I can see what my scores were month-to-month on other sites as well, but they are FAKOs
07-08-2012 03:23 PM
07-08-2012 06:38 PM
If you purchased from myFICO over a year ago, and didn't save a copy of the report then it's gone. There's no way to pull old reports. If the score referenced was a FAKO and pulled over a year ago, then it's worthless anyway, IMO. In some cases you can have a 50-90 point difference between a FAKO and a FICO when pulled the same day.
07-09-2012 05:00 PM - edited 07-09-2012 05:01 PM
07-10-2012 10:10 AM
You could try using the FICO score simulator and seeing what it says your credit score would be without the derogatory information. The caveat is that in the world of credit reports things are constantly changing as creditors update. So even if you knew what your old score was any other information that has changed such as new accounts, change in utilization, increased age of accounts or any new derogatory information is all going to factor in good and bad and result in a different score from what it was then.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.