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Is this a FCRA violation?

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wrw0010
New Contributor

Is this a FCRA violation?

I paid CapOne for an old bad debt in late August. About two weeks later, it showed up as paid on TU but not on the other two. To try to speed up the process, I disputed as "Paid in Full." To my chagrin, CapOne verified as open and unpaid. Do they have a time frame in which they have to report the TL as paid or are they already in non-compliance?


Message Edited by wrw0010 on 10-04-2007 10:34 AM

Message Edited by wrw0010 on 10-04-2007 10:36 AM
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Is this a FCRA violation?

No time frame....CRAs do not have to report...but when they do it must be 100% accurate.....give it another week to update, If it stays the same  dispute again as    no late pmts & see what happenes.
 
If it comes back verified...MOV the CRAs
Message 2 of 4
wrw0010
New Contributor

Re: Is this a FCRA violation?

Experian refuses to do a reinvestigation. I might can do it with Equifax. I really am just ticked off that CapOne continues to verify.
Message 3 of 4
Anonymous
Not applicable

Re: Is this a FCRA violation?

send EX a MOV  
Message 4 of 4
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