07-14-2007 04:13 PM
07-14-2007 04:21 PM
With FP, do you have to pay a fee to ask for a CL increase? I know one card you do and I think it is this one as there is a fee for everything on this card.
07-14-2007 04:30 PM
Here is the plan/idea.... I want to attain some new TL because my cards are crap!!! I call all my credit card companied and asked for CLI and to lower my APR and they said no, and to try back in 3 to 9 months. Applied Card Bank said that I was late back in Feb, but it's not on any of my CR (they said it's on their systems thats why they didnt give me and increase). Orchard Bank said that they couldn't give me an increase or lower APR for what ever reason, I totally forgot for at least 6 months. Macy's said to call back in 3 months and didn't give a reason... And 1st Premier wanted to do a hard INQ, so I didn't bother. Now my wuestion is I want to pay down all my TL to 10% UTL, and see if I can get better TL when the better UTL adjusts to my Fico scores. And then after dump the Sum prime cards, that have under a years worth of history on them.... Any comments.
07-14-2007 04:52 PM
07-14-2007 05:40 PM
07-14-2007 06:12 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.