ChiTownTimmay wrote:I had a pretty hefty balance on one of my Chase CC's but always paid more than the minimum....cl = 7500, just sent in 6000 to PIF. After reading on here I want to request a CLI because I want the high limits to prove i'm responsible but I don't want to risk a hard inquiry for it. Does anyone know if requesting a CLI, specifically with Chase, will result in a soft or hard pull? Thanks!
ChiTownTimmay wrote:The rep at Chase told me they "might" do a soft pull but he thinks it's a hard pull. I've had the card for a year with no CLI as of yet. My AMEX Blue i've had for almost 2 years, started out with 2k and now my limit is 12k. They just increased me in May and then again in July. I never requested it but I like it!
ChiTownTimmay wrote:So....if they automatically grant me a CLI then it's a soft pull? But if I call to request it (or request it online) it's considered a hard pull? Where's the logic in that?