I recieved a collection notice from a CA, (was not showing on any of my reports) the next day I sent them a DV via CMRR. Six days after they recieved my DV they put the CO on my EX report and my score dropped. So the same day I disputed online with EX. Four days after EX sent me an email with the investigation results as "verified"????????
So my question is: Can a CA verify a collection to the CRA even though the CA recieved my DV first but has not answer me yet? What should I do?
Thank you in advance.
I see, so do you think I should send a letter to the CA now asking why they put it on my credit after they receive my DV? But here is the problem, looking at the link below I think they can still do it.
Got you... So you think I should send that letter asking them why they report after a DV? Or should I wait for the 30 days from the DV?
Really appreciate your help.