myhearts07 wrote:
I spoke with an CA and they told me that once they receive your account you have 30 days to dispute or pay before it goes to the credit bureaus. Is this correct?
I don't know that it is a fact, but it sounds correct, as well as reasonable. By the time it gets to a CA, I would assume that the customer is probably already more than 30 days late. The way you have described this above, it sounds like they give you another 30 days before reporting to the credit bureaus. If so, and you are able to pay, I would try to get that in writing before paying.
If it's not your debt. you will have to dispute it through the credit bureau. I would never pay a debt that wasn't mine just to keep it off my report. That would be extortion on their part.
Message Edited by KevKaos on
07-30-2007 10:00 AM