I have come to the conclusion that re-building (even managing) credit can be a full time job (okay, maybe I am obsessed with getting back to where I could just sign for a 50K line of credit and not sweat getting it).
To be able to get credit - you have to have credit and use it (wisely now on that).
I feel like I should be getting paid to keep track of the when, how much, etc (low rates and prime status will be the 'bonus check', I guess).
