Reply
Regular Contributor
Posts: 143
Registered: ‎05-18-2007
0

It's good to be back!

Hello everyone, I have enjoyed reading the threads. So much has been going on -- but it is good to be back in the forums. I have a question about a CO. I have one with citiauto and am paying on it (a voluntary repo that went bad), anyway after I started paying on it they updated my CR--I disputed it--and it came back even worse b/c it was verified which came with a new date. Okay what I want to know is which letter do I use to ask them to report it as paying as agreed or settled? SOL is up for OK (I believe) but now I live in MO which has an even longer one.  I have been trying to search the forums but I can not catch up with it all. THANKS and great job to all!! 
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: It's good to be back!

Im only guessing here....Because it is already a CO  I think that the DOFD applies.
 
The date that you see should say....last updated.  this has nothing to due with the DOFD
 
Im not sure about them saying paying as agreed
 
You need someone that knows about that.


2anewu wrote:
Hello everyone, I have enjoyed reading the threads. So much has been going on -- but it is good to be back in the forums. I have a question about a CO. I have one with citiauto and am paying on it (a voluntary repo that went bad), anyway after I started paying on it they updated my CR--I disputed it--and it came back even worse b/c it was verified which came with a new date. Okay what I want to know is which letter do I use to ask them to report it as paying as agreed or settled? SOL is up for OK (I believe) but now I live in MO which has an even longer one.  I have been trying to search the forums but I can not catch up with it all. THANKS and great job to all!! 



Regular Contributor
Posts: 143
Registered: ‎05-18-2007
0

Re: It's good to be back!

Thanks!! I was not going to dispute it but I decided to b/c there were 2 of the same acct's on my CR. Anyway that turned out to burn me bad b/c now a balance shows and they are reporting to the CRA's again. Talk about sticking my foot in my mouth.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.