It's time to play the waiting game.

[rbrown973]

Today was the day that I paid the last $770 for a collect that will be deleted once payment is recieved. (PFD accepted.)

The only Collection I have now is a medical bill for $250 that was reinserted to EQ in FEB.

I'm Currently waiting on some updates from EQ that include the following:

              1. Disputed the balance on a Cap1 CC, its been 26days since initial dispute.

                                                           Balance was $265 in Feb. Now $3.70

              2. Disputed the balance on a HSBC CC, its also been 26days since initial dispute.

                                                           Balance was $207 in Feb. Now $0

              3. Sent Cap1 a GW and they removed some lates for me.

                                                    Waiting to see the update...

              4. $770.20 Collection (PFD accepted)

                                                 Mailed the money order off today 4/9/08

              5. My Util was 67% now it's under 10%

I hope EQ will update the above by May 1st.

Question Does anyone have a clue to how this will impact my Fico score?

Thanks,

[Jesedmotherof5]

No clue..... but geeze it sure is inspiring to see that your PFD were accepted. I love this web site!

[Anonymous]

It's really hard to estimate score change.

Was this your only baddies?

Do you have any other good accounts?

Long history?

[rbrown973]

I have 3 CC's total. 

                                  1. Cap1 for 2yrs now GW accepted so my lates should be removed. 

                                  2. First Premier 1yr. now- never late

                                  3. HSBC 1yr. now-never late

                                  4. CU installment loan 2yrs now. was $1000 but as of March 30th. balance $124- never late

I have serveral student loans that were late but all Paid in full and reporting paid as agreed. There about 6yrs old.

Direct loan for about year- Paid as agreed- never late.

EQ=571