General Credit Topics

[deadpools]

 I was looking at my wife's report and she has several of the same accounts being reported twice.  These are on her good standing accounts sections, and most were refinances.  My question is should I dispute these or leave well enough alone?

Thanks dP

[Tuscani]

What type of accounts? Are the balances and account numbers the same?

[deadpools]

Well, what it looks like is the company refinanced every month.  The balances go down 15-30 dollars each month.  I don't know what they did it looks kinda wierd.

First Bank and Trust/SD

01/02 $180

account refinanaced

01/02 $165

account refinanced

02/02 $144

account refinanced

2/02 $120

paid closed/never late

There are three more different accounts like this, same company, and it looks to me it was some kind of payment plan?  It looks like they refinanced after each payment?  Does that make any sense?

thanks dP

[Tuscani]

What kind of debt is this?

[deadpools]

I believe it is a credit card.

dP

[deadpools]

bump!

[deadpools]

BUMP!!

[Noah_Bodie]

---

deadpools wrote:

 I was looking at my wife's report and she has several of the same accounts being reported twice.  These are on her good standing accounts sections, and most were refinances.  My question is should I dispute these or leave well enough alone?

---

Are they in any way reported as adverse?

[deadpools]

No, they are under postive accounts!

dP

[motoracer]

 I have 2 Cap1 cc different account numbers but what is crazy is in 03 it was charged off and then it shows another one in 05 with a lot of late pays and then closed.  That was during my divorce and I dont remember having that cc im thinking that my ex-wife signed my name. I would like to dispute as not mine but im afraid that would cause a lot of grief for her. not sure what to do