Reply
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Items listed twice?

 I was looking at my wife's report and she has several of the same accounts being reported twice.  These are on her good standing accounts sections, and most were refinances.  My question is should I dispute these or leave well enough alone?
Thanks dP
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Items listed twice?

What type of accounts? Are the balances and account numbers the same?
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Re: Items listed twice?

Well, what it looks like is the company refinanced every month.  The balances go down 15-30 dollars each month.  I don't know what they did it looks kinda wierd.
 
First Bank and Trust/SD
01/02 $180
account refinanaced
01/02 $165
account refinanced
02/02 $144
account refinanced
2/02 $120
paid closed/never late
 
There are three more different accounts like this, same company, and it looks to me it was some kind of payment plan?  It looks like they refinanced after each payment?  Does that make any sense?
thanks dP
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Items listed twice?

What kind of debt is this?
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Re: Items listed twice?

I believe it is a credit card.
dP
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Re: Items listed twice?

bump!
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Re: Items listed twice?

BUMP!!
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Items listed twice?



deadpools wrote:
 I was looking at my wife's report and she has several of the same accounts being reported twice.  These are on her good standing accounts sections, and most were refinances.  My question is should I dispute these or leave well enough alone?


Are they in any way reported as adverse?
 
New Contributor
deadpools
Posts: 73
Registered: ‎06-01-2007
0

Re: Items listed twice?

No, they are under postive accounts!
dP
Eq 644, TU 670, Exp ??? shooting for 700 by 6/1/09
Valued Member
motoracer
Posts: 158
Registered: ‎06-15-2007
0

Re: Items listed twice?

 I have 2 Cap1 cc different account numbers but what is crazy is in 03 it was charged off and then it shows another one in 05 with a lot of late pays and then closed.  That was during my divorce and I dont remember having that cc im thinking that my ex-wife signed my name. I would like to dispute as not mine but im afraid that would cause a lot of grief for her. not sure what to do

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}