Anyone have experience with John Deere Financing for their landscaping? Especially if had a BK before. I think they use Citibank. It is a fixed 8.9% revolving program offered through landscape companies.
More than likely, they use Citifinancial which is a consumer finance company. Not only will you get better rates if you go to your local bank or creeit union, yiu will do your FICO scores a favor. The credit scoring model doesn't seem to like consumer finance loans.