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John Deere landscape financing

Regular Contributor

John Deere landscape financing

Anyone have experience with John Deere Financing for their landscaping?  Especially if had a BK before.   I think they use Citibank.   It is a fixed 8.9% revolving program offered through landscape companies.
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Moderator Emeritus

Re: John Deere landscape financing

More than likely, they use Citifinancial which is a consumer finance company.  Not only will you get better rates if you go to your local bank or creeit union, yiu will do your FICO scores a favor. The credit scoring model doesn't seem to like consumer finance loans.


Message Edited by Brammy on 09-17-2007 11:26 PM
Message 2 of 4
Regular Contributor

Re: John Deere landscape financing

Any idea which CRA CitiFinancial or Citibank uses for approval?
Message 3 of 4
Moderator Emeritus

Re: John Deere landscape financing

Go to www.whogavemecredit.com you can type in the lenders name and if it has been added to the database, you will see what scores are required and what bureau they pull in you area.
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