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Valued Member
Posts: 42
Registered: ‎04-16-2007
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Joint Account Dispute Q.

I want to dispute a 30 day late on a joint account with CITI Auto from last November. To each bureau, do my wife and I send one letter with both of our personal information or seperate letters?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: Joint Account Dispute Q.

Seperate
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Moderator Emeritus
Posts: 2,050
Registered: ‎04-17-2007
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Re: Joint Account Dispute Q.

You may have a joint account, but there is no such thing as joint credit reports or joint credit scores.  So you each need to send separate letters to each bureau (total of 6 letters).
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