Judgememnt Question

Anonymous · ‎07-09-2007

I had a judgememnt put against me before I filed Bankruptcy due to job loss. The judgememnt has never showed up on my credit report. I put it in my Chapter 7 bankruptcy. I have no assets and my bankruptcy was discharged and closed on June 27, 2007. How can I get this removed off my credit report as showing a balance due. The judgememnt was from NCO. Origional was from a credit card. I do have an attorney but was looking for support from here also.

chartley3 · ‎07-09-2007

If you included it in your BK then dispute it with the CRA as included. If they do not remove it then contact the OC and fax them a copy of your discharge paperwork as proof.

Anonymous · ‎07-10-2007

They do not have to remove it, just update to read included in BK. Everything that was listed in the BK will still show up for that 7yr period. You can GW them but by law they can still report it for 7yrs as long as it is listed as included in BK.