Are you sure you were denied? I'd expect an approval with a 700+. And 30 days does not always mean denial. Assuming you were denied, try reconn via PFB.
I just applied for the citi AA World Master Card, I'm not quite sure of the status but I just get this weird feeling if you're told we'll contact you within 30 days to inform you of the status on your application....it means denied.TU - 722EQ - 712EX - 718Maybe it has something to do with the short account history. The average age of my accounts is 4 years. But I have 2 paid installment loans with revolving account balances of $0. I have about 4 revolving accounts but only one major credit card. The installment accounts were auto loans I paid in full. And now I'm a bit dissapointed in myself for applying for this card when I have an auto loan to apply for in a few months. I'ved accumalted roughly 3 hard inquiries this year. The auto loan will be my last for the year as of i'm tired of being denied credit while trying to build credit. It's a mystery to me.I feel we're being judged by a set of rules we'll all never understand when playing this credit game.
Jontevius wrote:TU - 722EQ - 712EX - 718I have 2 paid installment loans with revolving account balances of $0. I have about 4 revolving accounts but only one major credit card.
Hooters Card - ???
Delta Sky Miles - 1000.00
Citi AAdvantage - 5K
HBSC Platinum - 1500
Shell Gas - 300.
My scores at the time of approval:
TU - 622
EQ - 579
EX - 640
have 5 collection accounts listed, one as recent as 10 mos ago...
Hope this helps those looking for TLs.
BTW, I got a scorewatch alert today that my EQ score went up 8 points...