Just enrolled in Amex Credit Secure

[Membersince2013]

Really great interface. The fako scores look out of wack and wayyyyy too high. I actually chuckled a bit when i saw them. Four questions though. Is Credit Secure by Amex actually worth the $14.99? Is there a better service out there for relatively less or slightly more? Also is the inquiries tab for all credit reports (EX, TU, EQ) actually legit? I find it very hard to believe that i only have 2 hard inquiries on my TU report. How can i check the soft inq on my credit report through Credit Secure?

ANY insight will be appreciated!

[Involver]

Credit Secure can definitely be useful for certain things ...

And speaking of INQs, yes the counts are legit.  

You cannot check your softs through CS.

[MidnightVoice]

I have it as a credit monitoring service, and for help if I do suffer from ID theft.  I consider it worth it.  And you can't trust any scores any more, even MyFICO's, as there are way too many versiuons of everything.

[takeshi74]

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@Membersince2013 wrote:

Is Credit Secure by Amex actually worth the $14.99? Is there a better service out there for relatively less or slightly more?

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Worth and better are always highly subjective.  Refer to the CMS thread for other alternatives and see if any might suit you better.

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@Membersince2013 wrote:

I find it very hard to believe that i only have 2 hard inquiries on my TU report. How can i check the soft inq on my credit report through Credit Secure?

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Pull your TU report to verify.  Soft inquiries are only available on reports acquired directly from each of the CRA's.  You won't get them via a CMS.