Just paid off my car loan...now what?

[joestay]

So, I just paid off my car loan.  Now I only have 3 active accounts opened now, which are all credit cards.  What should I do?  Should I find a loan to take out so that I have 4 active account?  I'm looking to buy a house this year and I'm afraid that with only 3 active accounts reporting, I will have trouble finding a mortgage loan.

[smallfry]

3 is fine just only let 1 card report a balance if your score is important.

[JagerBombs89]

Sounds like its time to get a new car!

[Anonymous]

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@smallfry wrote:

3 is fine just only let 1 card report a balance if your score is important.

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+1.

Plus - that's great timing.  Now you could take the cash you were popping into your auto loan and save it toward your down payment or moving expenses; or use it to pay down any utilization you have on those CC's.

Congrats!!!

[Imhotrodcrazy]

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@joestay wrote:

So, I just paid off my car loan.  Now I only have 3 active accounts opened now, which are all credit cards.  What should I do?  Should I find a loan to take out so that I have 4 active account?  I'm looking to buy a house this year and I'm afraid that with only 3 active accounts reporting, I will have trouble finding a mortgage loan.

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[joestay]

Okay.  I only asked because of this thread:  http://ficoforums.myfico.com/t5/Mortgage-Loans/Number-of-Open-amp-Active-trade-lines-needed-for-Mort...