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Just recieved a 30d late on my credit report...

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Anonymous
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Just recieved a 30d late on my credit report...

It was totally my fault.  I paid off my HSBC visa back in May 09, in doing so I used the rush payment service $12.95.  Here is where I screwed up.  I didn't take in account that the $12.95 was going be charged to my account in June.  When I got my statement, I didn't open it, it went straight into the shredder.  I screwed up!!  I just talked to them about to see if there is anything I can do about reversing it.  They said there is nothing I can do. 

 

So, is there anything I can do to get this off?  How long will it be on my credit report?  My scores dropped 80-100 points!!!!

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Anonymous
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Re: Just received a 30d late on my credit report...

Had a miss understanding with the mortgage company about a year ago.

told them to keep the late fee all I wanted was the 30 late gone and they agreed

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