KD

[Anonymous]

can someone tell me on my CR why one CRA would have KD on there which I have no Idea what that means and the other CRA would all ok's?

[Anonymous]

Key Delinquency

[Boswd]

at Experian it's Key Derogatory.

[Boswd]

which is basically saying it's beyond 120 days

[Anonymous]

^^^^^^^^^^^^^ That's right.

[Anonymous]

why does it show ok and good with one CRA and the other CRA shows KD

[Anonymous]

One of them is right... which one is it??

Rob

[Anonymous]

ok bare with me im very new at this so im not sure which is right I settled for less than the full amount on this account, and closed the account 3 years ago. EXP shows KD all the way through to april of 07 but i settled out and closed the account in 05 EXF show ok all the way up to april of 07 not sure what is supposed to be correct. since it was settled out should it be an OK or a KD and secodly why is it still reporting in 07 when I closed in 05

[Anonymous]

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@Anonymous wrote:

ok bare with me im very new at this so im not sure which is right I settled for less than the full amount on this account, and closed the account 3 years ago. EXP shows KD all the way through to april of 07 but i settled out and closed the account in 05 EXF show ok all the way up to april of 07 not sure what is supposed to be correct. since it was settled out should it be an OK or a KD and secodly why is it still reporting in 07 when I closed in 05

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Refute as "never late" they will fix the ones they can not report late.
This happened on a DW account EXP fixed it in 2 days.