KROLL FACTUAL DATA/060 how accurate?

[wendlan]

I have been working on my credit scores for months to get a mortgage. I get my Experian from experiandirect which is 636,equifax from here 623 and transunion I purchased myfico here 611 and from capitalone site 610...My morgage broker pulled from KROLL FACTUAL DATA/060 and got 603,596 and 527...How can that be!!!???

[pizzadude]

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@wendlan wrote:

I have been working on my credit scores for months to get a mortgage. I get my Experian from experiandirect which is 636,equifax from here 623 and transunion I purchased myfico here 611 and from capitalone site 610...My morgage broker pulled from KROLL FACTUAL DATA/060 and got 603,596 and 527...How can that be!!!???

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None of the scores you pulled will match your mortage lender's scores, which are the FICO04 score model.     The EX score is a FAKO, and the TU and EQ scores sold here are newer scoring models, FICO08.