cancel
Showing results for 
Search instead for 
Did you mean: 

Last Challenge Until A Clean Credit Report

tag
John060675
Valued Contributor

Last Challenge Until A Clean Credit Report

My Fellow Forum Members,
 
Thank you all for helping me with my battle to get my CR clean.  If any of you are in Colorado, please feel free to PM me and I will buy you a beverage (alcoholic or not).
 
OK, final challenge until I am free of the baddies!  It is a big one.  It is Cap 1 !!!!!!
 
I have a charged off account that was closed in 2003 and was settled for less than balance.  How can I get this off?  I have sent GW letters, but no one has responded.  It is my account, and I did (stupidly) choose not to pay it.  What can I do?  If anyone has had luck, please let me know your tips and tricks. 
 
For what it is worth, I currently have a Cap 1 CC with a CL of $1,000 that has been open since April.  It has been PIF each month, and is spotless on my payments.  I am willing to open more Cap 1 accounts if needed.
 
thank you
 
 

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 1 of 1
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.