Lates from 2005

[Anonymous]

I have 6 lates on 2 closed accounts from 2005. Tried gw'ing but no luck. Are they most likely still hurting my score or is there a time frame that they no longer count?

[Anonymous]

The older they are- the less they hurt.

[cobra19]

Keep GW'ing........again, and again, and again........etc.  Every 30-45 days.

[Anonymous]

You need to be careful of closed accounts...they might find it easier to delete the complete TL.

[eddymvp]

Correct me if i'm wrong, but I thought that they stop hurting your score after two years.

[Anonymous]

The amount that baddies hurt decays over time. Looks a little like this:

TIME > > > > > > > > > >

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Message Edited by TheNewWorldMan on 06-04-2008 12:11 PM

[cobra19]

yes, they hurt less as time goes on. Two years is not a magic number. I know people here like to say that after two years they stop hurting. But they still hurt.............ever-so-lightly. But, they still hurt. 

A baddie is a baddie.