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Legal Item filed

Frequent Contributor

Legal Item filed

Smiley Sad Is it true that a Legal Item can hurt your credit score? If it is, what's the solution to removing it or should I keep it there until it is clears?  
I have the same item on TU and EQ for $2100.00 and has been filed since 4/06.
 
Thanks For all ya's help
As of 3/17/08 - TU 619 / EQ 666 / Ex 624
As of 4/17/08 -TU 621 / EQ 671 / Ex 626
As of 6/07/08 - TU 627/ EQ 688 / EQ 644
Message 1 of 26
25 REPLIES
Moderator Emeritus

Re: Legal Item filed

Define "legal item". Smiley Happy
Message 2 of 26
Frequent Contributor

Re: Legal Item filed

Civil judgement:
Court of law Not reported, Case number V5XXXXXXX, Date filed Not reported, Status Not on Record, Date reported 3/2006, Amount $2,152, Plaintiff Not reported, Defendant Not reported.

 

Thanks

TS

As of 3/17/08 - TU 619 / EQ 666 / Ex 624
As of 4/17/08 -TU 621 / EQ 671 / Ex 626
As of 6/07/08 - TU 627/ EQ 688 / EQ 644
Message 3 of 26
Senior Contributor

Re: Legal Item filed

Were you ever served with a summons and complaint? It's definitely a negative TL that hurts your FICO score.


Message Edited by Noah_Bodie on 06-27-2007 01:30 PM
Message 4 of 26
Moderator Emeritus

Re: Legal Item filed



theshadow12345 wrote:
Civil judgement:
Court of law Not reported, Case number V5XXXXXXX, Date filed Not reported, Status Not on Record, Date reported 3/2006, Amount $2,152, Plaintiff Not reported, Defendant Not reported.

 

Thanks

TS



Yes, judgements are a score killer!
Message 5 of 26
Valued Contributor

Re: Legal Item filed



theshadow12345 wrote:
Civil judgement:
Court of law Not reported, Case number V5XXXXXXX, Date filed Not reported, Status Not on Record, Date reported 3/2006, Amount $2,152, Plaintiff Not reported, Defendant Not reported.

Thanks

TS






Dispute it. Way too little information there.
- - - -
in a credit-scoring postnuclear Stone Age...
Message 6 of 26
Frequent Contributor

Re: Legal Item filed

That was my next question. I can't find any account that matches that balance on any of my 3 reports.
If i Dispute it, what's my reason?
 
Not enought info? Unknown account?
As of 3/17/08 - TU 619 / EQ 666 / Ex 624
As of 4/17/08 -TU 621 / EQ 671 / Ex 626
As of 6/07/08 - TU 627/ EQ 688 / EQ 644
Message 7 of 26
Senior Contributor
Frequent Contributor

Re: Legal Item filed

What do you mean by served?
As of 3/17/08 - TU 619 / EQ 666 / Ex 624
As of 4/17/08 -TU 621 / EQ 671 / Ex 626
As of 6/07/08 - TU 627/ EQ 688 / EQ 644
Message 9 of 26
Regular Contributor

Re: Legal Item filed

Go to http://www.netronline.com and click on public records find you state and then county. This will give you the phone numbers you need.
 
Good Luck!
Message 10 of 26