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@Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,
Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.
I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".
I don't have the 10 digit code? I was never mailed one..
To app with a freeze you need to give the code to the creditor as you will be denied for unable to access report. The number comes on a letter from the CRA indicating you have made the freeze or via email if you have chosen communication that way. If you didnt get I suggest you contact EQ,
@Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,
Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.
I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".
I don't have the 10 digit code? I was never mailed one..
This means you already have a freeze on your CR
They usually provide it when you place a freeze online. If you forget your PIN to lift a freeze, I think you can lift it by mail -- you'll have to send in a bunch of identification documents.
Years ago I had my reports frozen and I also lost one of my PINs (I don't recall which bureau).
It wasn't the end of the world - hey, these things happen - but I did have to request a new one by mail. It definitely taught me a lesson... from then until I lifted the freezes permanently I kept the PINs with my birth certificate and car title.
Here's the info on replacement PINs specific to EQ: https://help.equifax.com/app/answers/detail/a_id/240/~/replacement-for-lost-security-freeze-pin