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Valued Contributor
Posts: 2,039
Registered: ‎01-10-2016
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Legislative Security freeze?

I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..
Valued Contributor
Posts: 2,039
Registered: ‎01-10-2016
0

Re: Legislative Security freeze?

This is Equifax by the way Smiley Happy
Moderator
Posts: 30,166
Registered: ‎12-13-2013
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Re: Legislative Security freeze?


Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..

To app with a freeze you need to give the code to the creditor as you will be denied for unable to access report. The number comes on a letter from the CRA indicating you have made the freeze or via email if you have chosen communication that way. If you didnt get I suggest you contact EQ,

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Frequent Contributor
Posts: 340
Registered: ‎12-26-2014
0

Re: Legislative Security freeze?


Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..

This means you already have a freeze on your CR

 

They usually provide it when you place a freeze online.  If you forget your PIN to lift a freeze, I think you can lift it by mail -- you'll have to send in a bunch of identification documents. 

Valued Contributor
Posts: 2,039
Registered: ‎01-10-2016
0

Re: Legislative Security freeze?

Ughhhh Smiley Sad only me... I'll give them a call once I leave my office
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Moderator
Posts: 7,703
Registered: ‎06-20-2015
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Re: Legislative Security freeze?

Years ago I had my reports frozen and I also lost one of my PINs (I don't recall which bureau). 

 

It wasn't the end of the world - hey, these things happen - but I did have to request a new one by mail.  It definitely taught me a lesson... from then until I lifted the freezes permanently I kept the PINs with my birth certificate and car title.

 

Here's the info on replacement PINs specific to EQ:  https://help.equifax.com/app/answers/detail/a_id/240/~/replacement-for-lost-security-freeze-pin

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