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Legislative Security freeze?

Valued Contributor

Legislative Security freeze?

I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..
5 REPLIES
Valued Contributor

Re: Legislative Security freeze?

This is Equifax by the way Smiley Happy
Moderator

Re: Legislative Security freeze?


Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..

To app with a freeze you need to give the code to the creditor as you will be denied for unable to access report. The number comes on a letter from the CRA indicating you have made the freeze or via email if you have chosen communication that way. If you didnt get I suggest you contact EQ,

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Frequent Contributor

Re: Legislative Security freeze?


Creditplz wrote:
I placed a security freeze due to the fact someone compromised my wife's info, I placed one on my CR cause.... why not?? You can never be too safe,

Does "legislative security freeze" mean creditors need to have my permission via 10 digit security code??.

I tried right now placing a freeze to see what it would say and it told me "permanently remove", "give access to specific creditor", and "unfreeze for specific date range".

I don't have the 10 digit code? I was never mailed one..

This means you already have a freeze on your CR

 

They usually provide it when you place a freeze online.  If you forget your PIN to lift a freeze, I think you can lift it by mail -- you'll have to send in a bunch of identification documents. 

Valued Contributor

Re: Legislative Security freeze?

Ughhhh Smiley Sad only me... I'll give them a call once I leave my office
Moderator

Re: Legislative Security freeze?

Years ago I had my reports frozen and I also lost one of my PINs (I don't recall which bureau). 

 

It wasn't the end of the world - hey, these things happen - but I did have to request a new one by mail.  It definitely taught me a lesson... from then until I lifted the freezes permanently I kept the PINs with my birth certificate and car title.

 

Here's the info on replacement PINs specific to EQ:  https://help.equifax.com/app/answers/detail/a_id/240/~/replacement-for-lost-security-freeze-pin