Check your CR's for INQ's. If none then its a phishing scam.
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@Anonymous wrote:I'm not sure if I'm posting this in the right place. I've searched everywhere including googled about this company. Last night I got an email saying they weren't able to approve me for a loan at this time. It gives me a link for my "Account Summary" to log in to see the Adverse Action Notice to see why they denied me. So my concern is that I've never applied with them nor with any lenders for personal loans. I didn't even know who they were until last night! I'm hoping this is spam. Anyone with similar experience? I'm keeping an eye on my credit reports.
I did check my personal loan rate on lendin tree, and i got different application status e-mails from different lenders like Lending Club, Prosper, Avant Credit. But i didnt apply for anything, prosper sent me decline reasons with my EX score
@epsilon wrote:
@Anonymous wrote:I'm not sure if I'm posting this in the right place. I've searched everywhere including googled about this company. Last night I got an email saying they weren't able to approve me for a loan at this time. It gives me a link for my "Account Summary" to log in to see the Adverse Action Notice to see why they denied me. So my concern is that I've never applied with them nor with any lenders for personal loans. I didn't even know who they were until last night! I'm hoping this is spam. Anyone with similar experience? I'm keeping an eye on my credit reports.
I did check my personal loan rate on lendin tree, and i got different application status e-mails from different lenders like Lending Club, Prosper, Avant Credit. But i didnt apply for anything, prosper sent me decline reasons with my EX score
If you apped with Lending Tree, you may have gotten hit with a bunch of hard pulls. All Lending Tree does is pass along your info to multiple lenders, not all of whom are nice people like Prosper and Lending Club.
@Anonymous wrote:
@epsilon wrote:
@Anonymous wrote:I'm not sure if I'm posting this in the right place. I've searched everywhere including googled about this company. Last night I got an email saying they weren't able to approve me for a loan at this time. It gives me a link for my "Account Summary" to log in to see the Adverse Action Notice to see why they denied me. So my concern is that I've never applied with them nor with any lenders for personal loans. I didn't even know who they were until last night! I'm hoping this is spam. Anyone with similar experience? I'm keeping an eye on my credit reports.
I did check my personal loan rate on lendin tree, and i got different application status e-mails from different lenders like Lending Club, Prosper, Avant Credit. But i didnt apply for anything, prosper sent me decline reasons with my EX score
If you apped with Lending Tree, you may have gotten hit with a bunch of hard pulls. All Lending Tree does is pass along your info to multiple lenders, not all of whom are nice people like Prosper and Lending Club.
I went ahead and contacted them letting them know the situation and inquiring more information they have from me. They responded quickly and said I apped on March 25th and not to worry because it was a soft pull. The big issue here is that I still did not go to any of those sites to apply for anything. They did say that they are also partner with Credit Karma and that's the only site I have been to that's related to them. Again, I've not clicked on any of their recommended products nor loans.