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Posts: 88
Registered: ‎07-06-2008

Lending club & Prosper

Does anyone know which report they pull..i heard they pull all that correct? Thanks

Established Contributor
Posts: 625
Registered: ‎01-04-2009

Re: Lending club & Prosper

Prosper uses Experian Plus scores.
New Contributor
Posts: 59
Registered: ‎08-29-2009

Re: Lending club & Prosper

Lending Club pulls Transunion.

Moderator Emeritus
Posts: 16,385
Registered: ‎03-12-2007

Re: Lending club & Prosper

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

Credit Profile - FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 27 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: TU 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring World Mastercard ~ Chase Freedom Signature Visa ~ CITI Dividend World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 175
Registered: ‎03-07-2007

Re: Lending club & Prosper

i have a 572 ex plus score  will that qualify me for a loan on prosper

eq 574ex 622tu 589 as of 08/11/15 fingerh 550 cap1 sec 350 fprem 300
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008

Re: Lending club & Prosper

mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper

Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

Posts: 7
Registered: ‎01-11-2013

Re: Lending club & Prosper

I was just denied with Prosper 662 experian plus score
New Member
Posts: 2
Registered: ‎10-29-2012

Re: Lending club & Prosper

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630

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