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Contributor
Posts: 88
Registered: ‎07-06-2008
0

Lending club & Prosper

Does anyone know which report they pull..i heard they pull all three..is that correct? Thanks

Established Contributor
Posts: 625
Registered: ‎01-04-2009
0

Re: Lending club & Prosper

Prosper uses Experian Plus scores.
New Contributor
Posts: 59
Registered: ‎08-29-2009
0

Re: Lending club & Prosper

Lending Club pulls Transunion.

Moderator Emeritus
Posts: 16,382
Registered: ‎03-12-2007
0

Re: Lending club & Prosper

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

Credit Profile:
FICO 9: EQ 835 ~ EX 832 ~ TU 829 (05-13-2017)
FICO 8: EQ 821 ~ EX 810 ~ TU 819 (05-13-2017)
FICO 8 Bankcard: EQ 844 ~ EX 840 ~ TU 845 (05-13-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 4% and dropping fast
Inqs: 1 EX (new)
13 Total Accounts on Reports: 8 open, 5 closed. No open installment accounts (soon to change)
Frequent Contributor
Posts: 389
Registered: ‎03-07-2007
0

Re: Lending club & Prosper

i have a 572 ex plus score  will that qualify me for a loan on prosper

current fico 08 ex 612 eq 569 tu 590 ex bankcard 08 630 ex fico 02 612
navy cr 1k discover sec. 300 credit one 450 overstock 2050 mjc 5k 2 penfed oloc 500 each goal to see 700 across all 3 one time
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008
0

Re: Lending club & Prosper


mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper


Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

Member
Posts: 7
Registered: ‎01-11-2013
0

Re: Lending club & Prosper

I was just denied with Prosper 662 experian plus score
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New Member
Posts: 2
Registered: ‎10-29-2012
0

Re: Lending club & Prosper

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630

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