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Lending club & Prosper

Contributor

Lending club & Prosper

Does anyone know which report they pull..i heard they pull all three..is that correct? Thanks

Message 1 of 8
7 REPLIES
Established Contributor

Re: Lending club & Prosper

Prosper uses Experian Plus scores.
Message 2 of 8
New Contributor

Re: Lending club & Prosper

Lending Club pulls Transunion.

Message 3 of 8
Moderator Emeritus

Re: Lending club & Prosper

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

Message 4 of 8
Established Contributor

Re: Lending club & Prosper

i have a 572 ex plus score  will that qualify me for a loan on prosper

fico 11/01/01//2017 tu 634eq 631
ex 613overstock src="http://ficoforums.
Message 5 of 8
Epic Contributor

Re: Lending club & Prosper


mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper


Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

Message 6 of 8
Member

Re: Lending club & Prosper

I was just denied with Prosper 662 experian plus score
Message 7 of 8
Highlighted
New Member

Re: Lending club & Prosper

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630

Message 8 of 8