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Posts: 88
Registered: ‎07-06-2008

Lending club & Prosper

Does anyone know which report they pull..i heard they pull all that correct? Thanks

Established Contributor
Posts: 625
Registered: ‎01-04-2009

Re: Lending club & Prosper

Prosper uses Experian Plus scores.
New Contributor
Posts: 59
Registered: ‎08-29-2009

Re: Lending club & Prosper

Lending Club pulls Transunion.

Moderator Emeritus
Posts: 16,381
Registered: ‎03-12-2007

Re: Lending club & Prosper

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

Frequent Contributor
Posts: 313
Registered: ‎03-07-2007

Re: Lending club & Prosper

i have a 572 ex plus score  will that qualify me for a loan on prosper

Ex 603Eq 575 Tu 593 as of april 22 2017 navy fcu 1k ,discover secured hell yea !!! 300 overstock 1850 cl credit one 450 myjewelryclub 5k

goal 700 across all three
Epic Contributor
Posts: 22,398
Registered: ‎01-17-2008

Re: Lending club & Prosper

mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper

Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

Posts: 7
Registered: ‎01-11-2013

Re: Lending club & Prosper

I was just denied with Prosper 662 experian plus score
New Member
Posts: 2
Registered: ‎10-29-2012

Re: Lending club & Prosper

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630

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