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Contributor
Posts: 88
Registered: ‎07-06-2008
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Lending club & Prosper

Does anyone know which report they pull..i heard they pull all three..is that correct? Thanks

Established Contributor
Posts: 616
Registered: ‎01-04-2009
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Re: Lending club & Prosper

Prosper uses Experian Plus scores.
                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
New Contributor
Posts: 59
Registered: ‎08-29-2009
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Re: Lending club & Prosper

Lending Club pulls Transunion.

Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
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Re: Lending club & Prosper

I'm a lender at both entities. Prosper uses the EX Scorex Plus Score and Lending Club uses the FICO TU score.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Contributor
Posts: 77
Registered: ‎03-07-2007
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Re: Lending club & Prosper

i have a 572 ex plus score  will that qualify me for a loan on prosper

eq 473 ex 484 tu 465 as of 8 22 14
Moderator
Posts: 22,406
Registered: ‎01-17-2008
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Re: Lending club & Prosper


mrldp40 wrote:

i have a 572 ex plus score  will that qualify me for a loan on prosper


Pretty sure you have to have a 620 - 670 minimum.  I looked recently but can't remember exactly.

Member
Posts: 7
Registered: ‎01-11-2013
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Re: Lending club & Prosper

I was just denied with Prosper 662 experian plus score
New Member
Posts: 2
Registered: ‎10-29-2012
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Re: Lending club & Prosper

How high do your fico scores have to be to get a loan with them

I want to have a medical procedure and want a loan. My score now is about 630

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