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LendingClub pre-approved and funded...

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Anonymous
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LendingClub pre-approved and funded...

Just applied for my personal loan with LendingClub; pre-approved, e-signed loan documents, and peer funding (investors) completed.

 

I know I should have some patience, but since they let investors fund me does this mean I'm more than likely approved?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

Yes, you're approved.

Message 2 of 8
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

I agree with @Captool.  You are good to go.  Just give it a few days and you will have your money.

Message 3 of 8
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

Did they require faxing of any documents? And if you don't mind my asking, what were your scores and rate?

Message 4 of 8
Rebuilding69
Established Contributor

Re: LendingClub pre-approved and funded...

They keep sending me pre-approved flyers which I've come to realize are all lies.




Message 5 of 8
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

@D-Day, I'm still under "final review" (I don't know what that means), but so far all I have to do is verify bank account and email.

It varies from person to person.
Message 6 of 8
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

After reading some more, I'm still worried that they will deny me.

 

It looks like LendingClub pulls TU? My TU looks ok, I have two hard inquiries but they are over 1 year old. My Equifax on the other hand... I hope they don't pull that.

Message 7 of 8
Anonymous
Not applicable

Re: LendingClub pre-approved and funded...

Yes, they pull TU.

Message 8 of 8
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