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Lenny App-Free EQ FICO 8 Score Monthly

Established Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

I just installed the app myself. Any up-to-date word on when Lenny's LOC services will expand outside California (I'm not really in the market at this time but it's always nice to have options)? Also, how long does it generally take after you install and set up your account details before you start getting your EQ score from them?

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 11/2/17:TU 660/EX 694/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 11/7/17: TU 704/EX 690/EQ 697. $32.3K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa,$3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $3600 Discover It, $4000 Care Credit, $4300 Overstock Store Card, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Valued Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

I was told 2017. You can get on the waiting list. Like the idea of the company and he app is nice for those of us who don't have a free EQ score monthly.
FICO 08: TU= 776 (Nov) EQ= 764 (Nov) EX= 746 (Nov) Favorites: Discover It, USB Cash+, Amex PRG
Established Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

I had issues with logging on to the Lenny app on Tuesday and Wednesday, but I got in touch with their support and after some going back and forth (including uninstalling and reinstalling) it developed that there was a tech problem on their end which got fixed. They haven't provided the EQ FICO score yet; does anyone know what time of the month that generally updates?

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 11/2/17:TU 660/EX 694/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 11/7/17: TU 704/EX 690/EQ 697. $32.3K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa,$3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $3600 Discover It, $4000 Care Credit, $4300 Overstock Store Card, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
Valued Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

Mine is on he 10th but just like my cards that give FICOs.... it's different every month. But it is always around the 10th, five or take a week.
FICO 08: TU= 776 (Nov) EQ= 764 (Nov) EX= 746 (Nov) Favorites: Discover It, USB Cash+, Amex PRG
Established Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly


Djgrolyos wrote:
Mine is on he 10th but just like my cards that give FICOs.... it's different every month. But it is always around the 10th, five or take a week.

Thanks. I did a bit of extra digging on Google last evening and learned that it'll generally take a couple of weeks, depending on what time of the month you signed up at, for your first EQ FICO score to appear in your account. One site even said it could take up to a couple of months, but I think that's only in really unusual circumstances. I'll check my account again around June 10th, then.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 11/2/17:TU 660/EX 694/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 11/7/17: TU 704/EX 690/EQ 697. $32.3K revolving credit as of 11/7/17; $951 Cap One secured Platinum MC, $2000 Apple FCU Platinum Visa,$3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $3600 Discover It, $4000 Care Credit, $4300 Overstock Store Card, $7000 Penfed Power Cash Rewards Visa, $10k PenFed used car loan, $5k Navient student loan. In the garden again from 10/26/17 for at least the next 3 months unless I get a really really good preapproval.
New Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

Lenny retrieves FICO score on the 15th of each month.

EX 673
EQ 679
TU 656
BK 7 D/C December 2016.
Valued Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly

It’s different for everyone-not the 15th for everyone. In fact mine changes monthly.
May: 10th
June: 18th
July: 11th
Aug: 14th
FICO 08: TU= 776 (Nov) EQ= 764 (Nov) EX= 746 (Nov) Favorites: Discover It, USB Cash+, Amex PRG
Valued Member

Re: Lenny App-Free EQ FICO 8 Score Monthly

Not to detail the thread but I have a question someone here may be able to answer. I signed up for Lenny in mid-July (I think I missed the July cutoff for scores). I still haven't received my fico score (it's now been about 2 full months). Is that typical? If not, Is there a number I can call to verify I'll get the score at some point?
Regular Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly


Kredit9 wrote:
Not to detail the thread but I have a question someone here may be able to answer. I signed up for Lenny in mid-July (I think I missed the July cutoff for scores). I still haven't received my fico score (it's now been about 2 full months). Is that typical? If not, Is there a number I can call to verify I'll get the score at some point?

855-88-lenny

 

 

Cards: BCE 24k 5/'17 | CS 12k 10/'15 | IHG 12k 10/'15 | DS It 6k 3/'15 | TR 5k 11/'15 | Andrews 0.5k S 4/'14 | SDFCU 0.25k S 4/'14
Scores: 750-800 range | Inquiries: 1-3 Utilization: 0-10% AAoA: 2-3yrs
Regular Contributor

Re: Lenny App-Free EQ FICO 8 Score Monthly


Djgrolyos wrote:
It’s different for everyone-not the 15th for everyone. In fact mine changes monthly.
May: 10th
June: 18th
July: 11th
Aug: 14th

Alright, thanks for the multi-month data points! Could you confirm you mean those are the dates they show in your app, or the dates they were pulled? (as someone else reported there's a few days between the two)

Still odd the app says they always retrieve on the 15th btw

 

Cards: BCE 24k 5/'17 | CS 12k 10/'15 | IHG 12k 10/'15 | DS It 6k 3/'15 | TR 5k 11/'15 | Andrews 0.5k S 4/'14 | SDFCU 0.25k S 4/'14
Scores: 750-800 range | Inquiries: 1-3 Utilization: 0-10% AAoA: 2-3yrs