I had the same thing with a medical collection..it was reported under Installment accounts....not knowing any better, I disputed, and within 3 weeks it was deleted. Guess I got lucky, huh???
Got a odd question. A few of my baddies are reporting in the "Collections" section of my TC report under say TU and EX, however in EQ they are showing up under "Installments". Some of these will be aging off in a few years, some will be haunting me a while unless I can PFD them. Is there any benefit to disputing this, and getting the "Installment" moved to Collections. Or will this only cause me more pain?