No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:For me, it's not just credit fear - it's "not having any financial stability whatsoever" fear. I always have to double-check, usually in the restaurant parking lot, that I have enough for the meal if I'm planning on paying with a debit card. I've driven cars with expired tags, so I still get a "uh-oh" kind of feeling when I see a police car as I'm driving in traffic.
For me it was really all tied in with a part of my life where I wasn't taking very good care of myself. Fortunately, I'm not in that position any more.
Y'know, I think you nailed it for me. I had a long stretch in life where there was no financial stability. Now that there is some, it's still hard to get past that self-doubt and fear.
As far as being "spoiled", I'm sorry, but unless you're walking in my shoes, please refrain from name-calling. You have NO idea what my life is like and why refrigeration and cooking appliances are a necessity for my family that I am willing to take some credit debt on for in the short-term. That sounded very "I walked to school uphill both ways in the snow, barefoot, on broken glass" to me.
@thankfulheart wrote:
@Anonymous wrote:For me, it's not just credit fear - it's "not having any financial stability whatsoever" fear. I always have to double-check, usually in the restaurant parking lot, that I have enough for the meal if I'm planning on paying with a debit card. I've driven cars with expired tags, so I still get a "uh-oh" kind of feeling when I see a police car as I'm driving in traffic.
For me it was really all tied in with a part of my life where I wasn't taking very good care of myself. Fortunately, I'm not in that position any more.Y'know, I think you nailed it for me. I had a long stretch in life where there was no financial stability. Now that there is some, it's still hard to get past that self-doubt and fear.
As far as being "spoiled", I'm sorry, but unless you're walking in my shoes, please refrain from name-calling. You have NO idea what my life is like and why refrigeration and cooking appliances are a necessity for my family that I am willing to take some credit debt on for in the short-term. That sounded very "I walked to school uphill both ways in the snow, barefoot, on broken glass" to me.
I wasn't referring to cooking and refrigeration. I find those necessities in life. New furniture...not so much.
No dining room table yet myself, been in the new house a year. Just haven't got to it.