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Got an alert today on here. Balance from $16 to $136 and 750% balance increase.....Geez. You'd think I left a $10,000.00 balance! So next month I'll go back to $16 for the 750% decrease. Gotta love credit!
@FireMedic1 wrote:Got an alert today on here. Balance from $16 to $136 and 750% balance increase.....Geez. You'd think I left a $10,000.00 balance! So next month I'll go back to $16 for the 750% decrease. Gotta love credit!
Actually, that would be an 88% decrease.
Really? Love how EQ does %, the rest show amounts...........
What's the credit limit? If it's $1400+ from a FICO standpoint there really isn't much of a difference between $16 and $136. If the limit is $500 then it would matter utilization wise a bit more but either way it's not a huge deal with such small amounts here.
@Anonymous wrote:What's the credit limit? If it's $1400+ from a FICO standpoint there really isn't much of a difference between $16 and $136. If the limit is $500 then it would matter utilization wise a bit more but either way it's not a huge deal with such small amounts here.
$10.000
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
With a $10k limit there should be no difference between reporting a 2 digit balance verses a 3 digit balance as both would be < 1%.
@Anonymous wrote:
Not sure what is going on but math is a pure science and not done with smoke and mirrors. If your $16.00 had gone up by 100% that would make it $32.00 if it went up by 200% that would be $48.00 for it to have gone up to $136.00 that means it went up 850%.
Uh, no. It's 750%. 136 - 16 = 120. 120 divided by 16 = 750%.